2025 Crypto Outlook with Troy Harris
Troy Harris is fast becoming a popular speaker for those interested in profiting from cryptocurrency investment. As a blockchain expert who has been in the Bitcoin game for almost a decade and made substantial gains, he's become proficient at the most effective ways to make profits throughout the cycles.
An educator and author of the book, Crypto Rich, Troy has shared the Success Resources speaker stage with personal finance legends like Robert Kiyosaki, so it's worth taking a few minutes to learn more about Australia's own crypto expert and his views on the opportunities ahead.
What was your professional background before you entered the crypto space? I worked in multiple different private and public workplaces over my time. Everything from working in retail stores, to working at the highest levels in boardrooms across the country. The amount of different roles I’ve had in my life is many. It used to be a rolling joke in my family of “What job has Troy got now!?”. The truth was I would always get bored as soon as I felt comfortable in a profession, so I always had to change. I have no formal educational background, as I left school at the age of 15. I’m always searching, that’s why I love crypto! It changes every single day.
How did you first get involved in the world of cryptocurrency and blockchain technology? It was actually through a good friend of mine and was in a very informal way to say the least! Back in 2014, he showed me an online poker site. But the only way you could play was to buy Bitcoins. He showed me where he was buying this (as he described it) “internet money” and it was quite a shock to say the least! Remember, this was 2014. There were hardly any crypto exchanges and where you could purchase Bitcoins back then most certainly didn’t do the basic things that you would expect like ‘check your identification’ or anything like that. I found the whole thing a bit dodgy and didn’t touch it. The same friend then called me in early 2016 and said you won’t believe what’s happened to the price of those Bitcoins that I bought! I started to look into the space much more from that point in early 2016 and the rest as they say, is history. Whose advice do you always take notice of in the crypto community? There are a few really good voices in crypto that I like, but the one that always stands out to me through his incredible calmness and overall demeanour is Bob Loukas. You can find him on X - @bobloukas - I discovered him in 2018 and thank goodness I did! I first learnt through him the power of the Bitcoin 4 Year Cycle and he’s been someone that I’ve always followed ever since. Is your book Crypto New Rich: From Bitcoin Beginner to Financial Freedom in 5 Years best suited to those with a certain amount of cash to invest?No. The amount of cash that someone has to invest is irrelevant. That’s the beauty of Bitcoin. You don’t need to be a sophisticated investor to get involved. In short, that’s why smart money minds like Robert Kiyosaki call Bitcoin “The People’s Money”. What are your thoughts on how Trump 2.0 has affected the current state of the cryptocurrency market – and what’s around the corner? I feel Trump’s tendency to disrupt traditional systems could really spur interest in decentralised assets as an alternative to the traditional banking system. I don’t think anything is off the table with his presidency and fascinating to watch the Bitcoin and Crypto community embrace his administration. Trump's "America First" agenda and his often combative stance toward traditional financial systems could really influence crypto's place in the global financial ecosystem. Also, crypto is increasingly viewed as a hedge against inflation and government overreach. If Trump continues to advocate for more decentralised solutions or criticises the U.S. Federal Reserve’s monetary policy, I feel we could see that really give Bitcoin and the entire crypto market some real rocket fuel upwards in regards to price. What’s your opinion on altcoins versus Bitcoin? Ultimately in my opinion, altcoins are riskier. Many of them are still in early stages and are subject to higher volatility. Some will succeed, but many will fade away over time, leaving only the strongest projects behind. So if you’re looking for stability and long-term value, in my opinion, Bitcoin remains the gold standard in the crypto space, with its established reputation as a store of value, limited supply, and decentralised nature, this makes it the safest long-term bet for many investors. I believe there can be a place for both in a crypto investor’s portfolio. it’s about balancing Bitcoin’s security with the potential growth of altcoins based on your investment strategy and risk tolerance. Do you believe Bitcoin will continue to be the dominant crypto asset in the long term, or do you see something else emerging? Bitcoin will almost certainly remain a dominant force. I think it’ll coexist with other cryptocurrencies though that serve different purposes. In the next decade, I could see a multi-asset ecosystem emerging, where Bitcoin remains the leader in terms of value storage and security, while other cryptocurrencies and blockchain networks (Ethereum, Solana, etc.) provide the infrastructure for decentralised applications, finance, and more specialised use cases. What’s your approach to investing in crypto? Do you favour long-term holds or more active trading strategies? It really comes down to your risk tolerance. I’ve done both and have been successful, but without a doubt, the less risky play is long-term. If you’re comfortable with the risks, there are opportunities for short to medium-term trades though. For example, timing a trade around a major protocol upgrade or a new partnership can provide strong returns. But, this approach requires keeping up-to-date with the latest trends, news, and market sentiment. Basically, a lot of research and attention to detail. In my book Crypto New Rich, I talk about the benefits of dollar-cost averaging (DCA) for both long-term and short-term holds, especially for assets that I believe in but don’t want to buy all at once during a peak. DCA helps reduce the impact of volatility by spreading out your buys over time.
How do you assess risk when it comes to crypto investments, especially in such a volatile market? Assessing market conditions and sentiment is key. Keeping an eye on macroeconomic factors like regulatory changes, institutional adoption, or global financial events that could affect crypto prices is vital. In a volatile market, these factors can trigger rapid price swings, so understanding the broader context is important. Understanding the fundamentals of the project is also crucial. I look into whether the asset has a clear use case, whether it’s solving a real-world problem and how it fits into the broader ecosystem. Bitcoin, for example, has a well-defined role as a store of value, while Ethereum’s value is anchored in its smart contract and decentralised application capabilities. Understanding what drives demand for the asset can help gauge its potential longevity and resilience.
How do you see the regulatory landscape for cryptocurrencies in Australia evolving? Australia has generally taken a relatively open-minded approach to crypto, but there are clear signs that tighter regulations are on the horizon as the market grows and becomes more mainstream. I think more regulation is inevitable, especially as Australia continues to position itself as a leader in the blockchain and crypto space. While the regulatory environment for cryptocurrencies in Australia will likely become more structured and formalised, I’m hoping the country’s overall approach will probably remain favourable to innovation. If the right balance is struck, it could foster a thriving crypto ecosystem that attracts both domestic and international investments. What’s your opinion on the rise of decentralised finance (DeFi) and its long-term impact on traditional finance? I think DeFi has the potential to disrupt traditional finance in several key ways. One of the big ways is it could lead to disintermediation, meaning people can bypass traditional financial intermediaries like banks, insurance companies, and investment firms. If this continues to grow, financial institutions could lose their monopoly on services like lending, trading, or asset management. With smart contracts automating many of these functions, the role of human intermediaries in these transactions could shrink, leading to lower costs for consumers. DeFi is fundamentally reshaping how financial services work by leveraging blockchain technology to eliminate intermediaries like banks, brokers, and other financial institutions, creating an open, transparent, and permission-less financial system. What’s your vision for the next 5–10 years in the cryptocurrency space, both globally and in Australia? Globally, I see cryptocurrencies becoming more integrated into the mainstream financial system, though regulatory frameworks will play a pivotal role in determining how quickly and in what form this happens. Bitcoin will likely solidify its place as a digital store of value akin to "digital gold," and could become increasingly accepted by institutions as part of their portfolios, alongside gold and other traditional assets. Ultimately, if the US dollar keeps getting printed into infinity, then I see Bitcoin’s price potentially soaring to 7 figures. In Australia, I anticipate a continued supportive regulatory environment that balances fostering innovation with investor protection. Australia has been proactive in embracing crypto and blockchain technology, and I expect the government to introduce more structured frameworks around the ecosystem in general.
What was your professional background before you entered the crypto space?
I worked in multiple different private and public workplaces over my time. Everything from working in retail stores, to working at the highest levels in boardrooms across the country. The amount of different roles I’ve had in my life is many. It used to be a rolling joke in my family of “What job has Troy got now!?”. The truth was I would always get bored as soon as I felt comfortable in a profession, so I always had to change. I have no formal educational background, as I left school at the age of 15. I’m always searching, that’s why I love crypto! It changes every single day.
How did you first get involved in the world of cryptocurrency and blockchain technology?
It was actually through a good friend of mine and was in a very informal way to say the least! Back in 2014, he showed me an online poker site. But the only way you could play was to buy Bitcoins. He showed me where he was buying this (as he described it) “internet money” and it was quite a shock to say the least! Remember, this was 2014. There were hardly any crypto exchanges and where you could purchase Bitcoins back then most certainly didn’t do the basic things that you would expect like ‘check your identification’ or anything like that. I found the whole thing a bit dodgy and didn’t touch it. The same friend then called me in early 2016 and said you won’t believe what’s happened to the price of those Bitcoins that I bought! I started to look into the space much more from that point in early 2016 and the rest as they say, is history.
Whose advice do you always take notice of in the crypto community?
There are a few really good voices in crypto that I like, but the one that always stands out to me through his incredible calmness and overall demeanour is Bob Loukas. You can find him on X - @bobloukas - I discovered him in 2018 and thank goodness I did! I first learnt through him the power of the Bitcoin 4 Year Cycle and he’s been someone that I’ve always followed ever since.
Is your book Crypto New Rich: From Bitcoin Beginner to Financial Freedom in 5 Years best suited to those with a certain amount of cash to invest?
No. The amount of cash that someone has to invest is irrelevant. That’s the beauty of Bitcoin. You don’t need to be a sophisticated investor to get involved. In short, that’s why smart money minds like Robert Kiyosaki call Bitcoin “The People’s Money”.
What are your thoughts on how Trump 2.0 has affected the current state of the cryptocurrency market – and what’s around the corner?
I feel Trump’s tendency to disrupt traditional systems could really spur interest in decentralised assets as an alternative to the traditional banking system. I don’t think anything is off the table with his presidency and fascinating to watch the Bitcoin and Crypto community embrace his administration. Trump's "America First" agenda and his often combative stance toward traditional financial systems could really influence crypto's place in the global financial ecosystem. Also, crypto is increasingly viewed as a hedge against inflation and government overreach. If Trump continues to advocate for more decentralised solutions or criticises the U.S. Federal Reserve’s monetary policy, I feel we could see that really give Bitcoin and the entire crypto market some real rocket fuel upwards in regards to price.
What’s your opinion on altcoins versus Bitcoin?
Ultimately in my opinion, altcoins are riskier. Many of them are still in early stages and are subject to higher volatility. Some will succeed, but many will fade away over time, leaving only the strongest projects behind. So if you’re looking for stability and long-term value, in my opinion, Bitcoin remains the gold standard in the crypto space, with its established reputation as a store of value, limited supply, and decentralised nature, this makes it the safest long-term bet for many investors. I believe there can be a place for both in a crypto investor’s portfolio. it’s about balancing Bitcoin’s security with the potential growth of altcoins based on your investment strategy and risk tolerance.
Do you believe Bitcoin will continue to be the dominant crypto asset in the long term, or do you see something else emerging?
Bitcoin will almost certainly remain a dominant force. I think it’ll coexist with other cryptocurrencies though that serve different purposes. In the next decade, I could see a multi-asset ecosystem emerging, where Bitcoin remains the leader in terms of value storage and security, while other cryptocurrencies and blockchain networks (Ethereum, Solana, etc.) provide the infrastructure for decentralised applications, finance, and more specialised use cases.
What’s your approach to investing in crypto? Do you favour long-term holds or more active trading strategies?
It really comes down to your risk tolerance. I’ve done both and have been successful, but without a doubt, the less risky play is long-term. If you’re comfortable with the risks, there are opportunities for short to medium-term trades though. For example, timing a trade around a major protocol upgrade or a new partnership can provide strong returns. But, this approach requires keeping up-to-date with the latest trends, news, and market sentiment. Basically, a lot of research and attention to detail. In my book Crypto New Rich, I talk about the benefits of dollar-cost averaging (DCA) for both long-term and short-term holds, especially for assets that I believe in but don’t want to buy all at once during a peak. DCA helps reduce the impact of volatility by spreading out your buys over time.
How do you assess risk when it comes to crypto investments, especially in such a volatile market?
Assessing market conditions and sentiment is key. Keeping an eye on macroeconomic factors like regulatory changes, institutional adoption, or global financial events that could affect crypto prices is vital. In a volatile market, these factors can trigger rapid price swings, so understanding the broader context is important. Understanding the fundamentals of the project is also crucial. I look into whether the asset has a clear use case, whether it’s solving a real-world problem and how it fits into the broader ecosystem. Bitcoin, for example, has a well-defined role as a store of value, while Ethereum’s value is anchored in its smart contract and decentralised application capabilities. Understanding what drives demand for the asset can help gauge its potential longevity and resilience.
How do you see the regulatory landscape for cryptocurrencies in Australia evolving?
Australia has generally taken a relatively open-minded approach to crypto, but there are clear signs that tighter regulations are on the horizon as the market grows and becomes more mainstream. I think more regulation is inevitable, especially as Australia continues to position itself as a leader in the blockchain and crypto space. While the regulatory environment for cryptocurrencies in Australia will likely become more structured and formalised, I’m hoping the country’s overall approach will probably remain favourable to innovation. If the right balance is struck, it could foster a thriving crypto ecosystem that attracts both domestic and international investments.
What’s your opinion on the rise of decentralised finance (DeFi) and its long-term impact on traditional finance?
I think DeFi has the potential to disrupt traditional finance in several key ways. One of the big ways is it could lead to disintermediation, meaning people can bypass traditional financial intermediaries like banks, insurance companies, and investment firms. If this continues to grow, financial institutions could lose their monopoly on services like lending, trading, or asset management. With smart contracts automating many of these functions, the role of human intermediaries in these transactions could shrink, leading to lower costs for consumers. DeFi is fundamentally reshaping how financial services work by leveraging blockchain technology to eliminate intermediaries like banks, brokers, and other financial institutions, creating an open, transparent, and permission-less financial system.
What’s your vision for the next 5–10 years in the cryptocurrency space, both globally and in Australia?
Globally, I see cryptocurrencies becoming more integrated into the mainstream financial system, though regulatory frameworks will play a pivotal role in determining how quickly and in what form this happens. Bitcoin will likely solidify its place as a digital store of value akin to "digital gold," and could become increasingly accepted by institutions as part of their portfolios, alongside gold and other traditional assets. Ultimately, if the US dollar keeps getting printed into infinity, then I see Bitcoin’s price potentially soaring to 7 figures. In Australia, I anticipate a continued supportive regulatory environment that balances fostering innovation with investor protection. Australia has been proactive in embracing crypto and blockchain technology, and I expect the government to introduce more structured frameworks around the ecosystem in general.
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